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Add-on features
Contributor: john simth Several supplemental types of coverage are available, either as separate premium items or included in augmented policies. Rental reimbursement, a common add-on, covers vehicle rentals required because your car is damaged or stolen. Coverage for towing and labor charges in case of a breakdown is also common. Auto replacement coverage guarantees your car will be completely repaired or replaced, even if these costs exceed its depreciated value. There are also some great ways to save so that you can increase your coverage and still keep your automobile insurance premiums within your budget: Driver's ed and burglar alarms Consider installing an anti-theft device and buying cars with passive restraints such as airbags. Take a driver's education course. Driver's education is especially important for teenagers or adults just learning to drive because taking (and passing) the course will keep the premiums down. Many states now require teenagers to take driver's education before they can get a license. Buy a low-theft car Check out what your insurance premiums would be for different models of cars you're considering before you make a decision on what to buy. If you buy a car that's considered a high theft risk, your premiums will be much higher than if you settle on models less likely to be stolen. Your insurance agent or company or your state insurance department can give you a list of vehicles on the "high theft list." For more information relating to "Add-on features", please visit our car insurance Add-on features page. |
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